body{	margin: 0;
	padding:0;
	font-family: verdana, helvetica, sans;
	font-size: small;
}

div#header{
	height: 80px;
	background: #ffffff url(/images/mtlogo.gif) no-repeat;
	border-bottom: 1px solid black;
	margin-bottom: 55px;
}

a{
	color:  #008c94;
}

a.logolink{
	background: transparent;
	margin: 0;
	text-decoration: none;
	width: 300px;
	height: 80px;
	display: block;
	float:left;
}

div#topad{
	margin-left: 300px;
	padding-top:10px
}

div#top_ad_image{
	width:468px;
	height: 60px;
	margin-left: auto;
	margin-right: auto;
}


div#main{
}


div#narrow{
	width: 165px;

	float: left;
}

div#wide{
	margin: 0 200px 0 185px;
	
}

div#ads{
	float: right;
	width: 180px;
        border-left: 3px solid #800000;
        border-bottom: 3px solid #800000;
        border-top: 3px solid #800000;
        padding: 3px;
	margin-top: 1px;
}

dl{
	margin-top:1em;
}

dt{
	font-weight:bold;
	font-size: 12px;
	text-decoration:underline;
}

dd{
	margin-left:1em;	
}

div#footer{
	text-align:center;
	font-family:arial; 
	font-size:8pt; 
	color:#999999;	
	clear: both;
	border-top: 1px solid #999999;
	margin-top: 5px;
}



div#wide h1{
	background: #008c94;
	color: #ffffff;
	margin-top:0;
	font-size: 16px;
	font-family: arial, helvetica, sans;
	font-weight: bold;
	text-align: left;
	line-height: 1.5;
	padding: 0 0 0 4px;
	border-style: double;
	border-width:3px 0;
	border-color:white;
}

div#narrow h1{
        background: #800000;
        color: #ffffff;
        margin: 3px  -3px;
        font-size: 16px;
        font-family: arial, helvetica, sans;
        font-weight: bold;
        text-align: left;
        line-height: 1.5;
        padding: 0 0 0 4px;
        border-style: double;
        border-width:3px 0;
        border-color:white;
}

div#ads h1{
        background: #800000;
        color: #ffffff;
        margin-left: -3px;
	width: 180px;
        font-size: 16px;
        font-family: arial, helvetica, sans;
        font-weight: bold;
        text-align: left;
        line-height: 1.5;
        padding: 0 0 0 4px;
        border-style: double;
        border-width:3px 0;
        border-color:white;
}


blockquote {
	margin:0;
}

blockquote p{
	text-align: left;
	background: url(/images/openquote.gif) top left no-repeat;
	padding: 42px 7px  0 0;
	font-weight: bold;
}

#ads cite{
	display:block;
	margin-left:0;
	margin-right: 1em;
}

h2 {
	display:block;
	font-family:arial;
	font-size:medium;
	color:#008c94;
	font-weight:bold; 
}

div#wide h3 {
        display:block;
        margin-top: 12px;
        font-family:arial;
        font-size:small;
        color:#008c94;
        font-weight:bold;
}

div#narrow h3 {
        display:block;
        margin-top: 12px;
        font-family:arial;
        font-size:small;
        font-weight:bold;
}




#related_sites{
	background: #800000;
	color: #ffffff;
	margin: 0;
	font-size: 16px;
	font-family: arial, helvetica, sans;
	font-weight: bold;
	text-align: left;
	line-height: 1.6;
	padding: 2px;
	border: 3px outset #FF4040;
	text-decoration: none;
	width: 165px;
	height: 25px;
	display: block;
	white-space: nowrap;
}



#housead{
	width: 166px;
	padding: 3px;
	border-right: 3px solid #800000;
	border-bottom: 3px solid #800000;

}




.button{
	background: #008c94;
	color: #ffffff;
	margin: 0;
	font-size: 12px;
	font-family: arial, helvetica, sans;
	font-weight: bold;
	text-align: left;
	line-height: 2;
	padding: 0 2px;
	border: 3px outset #d6efef;
	text-decoration: none;
	width: 165px;
	height: 25px;
	display: block;
	white-space: nowrap;
}

.button:active{
	border-style: inset;
}

.button:hover{
	background: #addede;
	color: #008c94;
}

.related_site_button{
	background: #800000;
	color: #ffffff;
	margin: 0;
	font-size: 12px;
	font-family: arial, helvetica, sans;
	font-weight: bold;
	text-align: left;
	line-height: 2;
	padding: 0 2px;
	border: 3px outset #FF4040;
	text-decoration: none;
	width: 165px;
	height: 25px;
	display: block;
	white-space: nowrap;
}

.related_site_button:active{
	border-style: inset;
}

.related_site_button:hover{
	background: #FF4040;
	color: #800000;
}


#navbar{
	position: absolute;
	top: 85px;
	left: 0;
	height: 30px;
	width: 100%;
	z-index: 2;
	background: transparent;
}

#searchform{
	height: 27px;
	width: auto;
	padding: 0 15px 0 5px;
	background: #800000;
	color: #993333;
	font-size: 11px;
	font-family: arial, helvetica, sans, sans-serif;
	font-weight: bold;
	border-style: outset;
	border-width: 3px;
	border-color: #ffcc66;
	float: left;
}

.searchbox{
	width: 100px;
	height: 18px;
}

.searchbox:focus{
	background: #ffffc0;
}

.searchform{
	height: 27px;
	width: auto;
	padding: 0 15px 0 5px;
	background: #000000;
	color: #ffffff;
	font-size: 11px;
	font-family: arial, helvetica, sans, sans-serif;
	font-weight: bold;
	border-style: outset;
	border-width: 3px;
	border-color: #aaaaaa;
	float: left;
}

#topnav{
	height: 17px;
	margin-top: 10px;
	margin-left: -3px;
	background: #000000;
	color: #ffffff;
	border-style: outset;
	border-width: 3px 0;
	border-color: #aaaaaa;
	float: left;
}

#endcap{
	height: 17px;
	position: absolute;
	top: 95px;
	right: 0;
	z-index: 1;
	width:100%;
	background: #000000;
	border-style: outset;
	border-width: 3px;
	border-color: #aaaaaa;
}

#searchbutton{
	background: #008c94;
	color: white;
	font-size: 9px;
	font-family: arial, helvetica, sans, sans-serif;
	font-weight: bold;
	display: inline;
}


div#topnav a{
	background: #000000;
	color: #ffffff;
	font-size: 11px;
	font-family: arial, helvetica, sans, sans-serif;
	font-weight: bold;
	text-align: left;
	margin: 0;
	padding: 0 5px 0 0 ;
	text-decoration: none;
	display: inline;
	height: 12px;
}

.save_button{
	color: white;
	background: green;
	font-weight: bold;
}

.post_button{
	color: white;
	background: #abc;
	font-weight: bold;
}

.zap_button{
	color: white;
	background: red;
	font-weight: bold;
}

.pdf{
	list-style-image: url('/images/fourdots.gif');
}

.headshot{

	float: left;
	margin: 3px 3px 3px 0;
	border: none;
}

div#quote img{
	margin-left: auto;
	margin-right: auto;
	display: block;
}


.dateline{
	margin-bottom: -7px;
	margin-top: -15px;
	font-size: x-small;
	color: #777777;
}

a.clickmore{
	display: block;
        margin-top: -12px;
	margin-bottom: 5px;
}

table#mainpage{
	padding:0;
	margin-top: -3px;
}

table#mainpage td{
	margin:0;
	
}

blockquote.glossary{
	border: 3px outset;
	float: right;
	width: 30%;
	padding:5px;
	margin: 5px 0 5px 5px;
	background:  #abcdef;
}

a.initial{
	font: xx-large bold;
        font-family: verdana, helvetica, sans;
}

dt.new{
	background-image: url('http://www.mortgage-technology.com/images/new.gif');
	background-repeat:no-repeat;
	background-position: 0  0;
	margin-left: -35px;
	padding-left: 35px;
}
.dte {
	font-style: italic;		
}

.no_jj #wide{	
	margin-left: 175px;
	margin-right: 0px;
	padding: 6px 0 6px 1em;
}


.no_jj #bottomnav{
	border: solid #336699;
	border-width: 1px 0;
	width: auto;
	margin: 1em 0;
	white-space: nowrap;
	text-align: center;
	height: 16px;
	overflow: hidden;
}